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San Jose vs Sacramento

Cost of living comparison — C2ER 2024-2025 data

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Sacramento is 33% cheaper than San Jose overall.San Jose has a cost of living index of 210 vs Sacramento at 140 (national average = 100). The biggest difference is housing San Jose costs 46% more.

Pierre
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San Jose
CA
210
COLI index
VS
Sacramento
CA
140
COLI index

Category Breakdown

CategorySan JoseSacramentoDifference
Overall COLI210140-33%
Housing398215-46%
Groceries118111-6%
Transport116113-3%
Healthcare107105-2%
Utilities120118-2%

Median 1BR Rent

San Jose
$2,850/mo
Sacramento
$1,750/mo

Median Home Price

San Jose
$1,380,000
Sacramento
$480,000

Median Household Income

San Jose
$130,890
Sacramento
$73,198

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Frequently Asked Questions

Sacramento is cheaper to live in overall. San Jose has a cost of living index of 210 while Sacramento has an index of 140, where 100 represents the US national average. Sacramento is 33% cheaper than San Jose overall.

The median 1-bedroom rent in San Jose is $2,850 per month compared to $1,750 in Sacramento. The median home price in San Jose is $1,380,000 versus $480,000 in Sacramento. Housing is typically the largest factor in cost of living differences between cities.

San Jose has a cost of living index of 210 and Sacramento has an index of 140, both measured against a US national average of 100. An index above 100 means more expensive than the national average — below 100 means cheaper.

To maintain the same purchasing power as a salary in San Jose, multiply by 0.67. For example a $75,000 salary in San Jose is equivalent to approximately $50,000 in Sacramento.

San Jose has a median household income of $130,890 per year versus $73,198 in Sacramento. Higher incomes must be weighed against cost of living. Use the Dayblip salary tools to see specific job salaries in both cities.

Whether moving from San Jose to Sacramento is worthwhile depends on your salary, lifestyle, and priorities. Sacramento is 33% cheaper overall — with the biggest difference in housing. Use the Dayblip cost of living calculator to enter your specific salary and see the exact dollar impact.

Last updated: June 2026

Methodology: Cost of living indices from C2ER Cost of Living Index 2024-2025. Rent data from Zillow December 2024. Home price data from Zillow Home Value Index December 2024. Household income from US Census Bureau ACS 2023. National average COLI = 100. Data updated annually.