San Jose vs Sacramento
Cost of living comparison — C2ER 2024-2025 data
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Sacramento is 33% cheaper than San Jose overall.San Jose has a cost of living index of 210 vs Sacramento at 140 (national average = 100). The biggest difference is housing — San Jose costs 46% more.

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San Jose
CA
210
COLI index
VS
Sacramento
CA
140
COLI index
Category Breakdown
| Category | San Jose | Sacramento | Difference |
|---|---|---|---|
| Overall COLI | 210 | 140 | -33% |
| Housing | 398 | 215 | -46% |
| Groceries | 118 | 111 | -6% |
| Transport | 116 | 113 | -3% |
| Healthcare | 107 | 105 | -2% |
| Utilities | 120 | 118 | -2% |
Median 1BR Rent
San Jose
$2,850/mo
Sacramento
$1,750/mo
Median Home Price
San Jose
$1,380,000
Sacramento
$480,000
Median Household Income
San Jose
$130,890
Sacramento
$73,198
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Last updated: June 2026
Methodology: Cost of living indices from C2ER Cost of Living Index 2024-2025. Rent data from Zillow December 2024. Home price data from Zillow Home Value Index December 2024. Household income from US Census Bureau ACS 2023. National average COLI = 100. Data updated annually.