How prepared are you for an economic downturn?
A recession-ready household has 6 months of expenses in emergency savings, no high-interest debt, diversified investments and at least one income source beyond a primary job. The average American has only 1.2 months of emergency savings and $6,400 in high-interest debt — leaving most households highly vulnerable to economic downturns.
Recession readiness measures your financial resilience across five key areas: emergency fund size, job security, high-interest debt levels, investment diversification and supplemental income. This score helps identify your weakest areas and shows exactly what to fix first to improve your financial safety net.