Income percentile is calculated using US Census Bureau Current Population Survey data which tracks household and individual income distributions across all Americans.

Income is what you earn each year. Wealth or net worth is what you own minus what you owe. Someone can have a high income but low wealth if they spend everything they earn, and vice versa.

Net worth is the total value of everything you own — savings, investments, home equity, retirement accounts, and other assets — minus all your debts including mortgage, car loans, student loans, and credit cards.

Yes. All percentile data is based on US Federal Reserve Survey of Consumer Finances and US Census Bureau data covering American households.

The calculator uses the most recent publicly available Federal Reserve and Census Bureau distribution data. Individual results are estimates based on where your inputs fall within those distributions.

Built by Pierre — MBA, Business Strategist & AI Consultant, Founder of DayblipAbout the author →

Last updated: June 2026

Methodology: Income percentile calculated using US Census Bureau Current Population Survey data. Net worth percentile calculated using Federal Reserve Survey of Consumer Finances 2022 data. Percentiles are estimated via linear interpolation between published distribution breakpoints. Approximately 258 million adults used as the US adult population base. All figures are estimates — actual percentiles vary with annual data updates. Income and wealth distributions are for US residents only.