San Jose vs Phoenix
Cost of living comparison — C2ER 2024-2025 data
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Phoenix is 51% cheaper than San Jose overall.San Jose has a cost of living index of 210 vs Phoenix at 103 (national average = 100). The biggest difference is housing — San Jose costs 68% more.

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San Jose
CA
210
COLI index
VS
Phoenix
AZ
103
COLI index
Category Breakdown
| Category | San Jose | Phoenix | Difference |
|---|---|---|---|
| Overall COLI | 210 | 103 | -51% |
| Housing | 398 | 128 | -68% |
| Groceries | 118 | 104 | -12% |
| Transport | 116 | 107 | -8% |
| Healthcare | 107 | 103 | -4% |
| Utilities | 120 | 110 | -8% |
Median 1BR Rent
San Jose
$2,850/mo
Phoenix
$1,600/mo
Median Home Price
San Jose
$1,380,000
Phoenix
$385,000
Median Household Income
San Jose
$130,890
Phoenix
$64,882
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Last updated: June 2026
Methodology: Cost of living indices from C2ER Cost of Living Index 2024-2025. Rent data from Zillow December 2024. Home price data from Zillow Home Value Index December 2024. Household income from US Census Bureau ACS 2023. National average COLI = 100. Data updated annually.