San Jose vs Memphis
Cost of living comparison — C2ER 2024-2025 data
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Memphis is 60% cheaper than San Jose overall.San Jose has a cost of living index of 210 vs Memphis at 83 (national average = 100). The biggest difference is housing — San Jose costs 81% more.

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San Jose
CA
210
COLI index
VS
Memphis
TN
83
COLI index
Category Breakdown
| Category | San Jose | Memphis | Difference |
|---|---|---|---|
| Overall COLI | 210 | 83 | -60% |
| Housing | 398 | 75 | -81% |
| Groceries | 118 | 100 | -15% |
| Transport | 116 | 100 | -14% |
| Healthcare | 107 | 100 | -7% |
| Utilities | 120 | 105 | -12% |
Median 1BR Rent
San Jose
$2,850/mo
Memphis
$1,050/mo
Median Home Price
San Jose
$1,380,000
Memphis
$175,000
Median Household Income
San Jose
$130,890
Memphis
$42,982
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Last updated: June 2026
Methodology: Cost of living indices from C2ER Cost of Living Index 2024-2025. Rent data from Zillow December 2024. Home price data from Zillow Home Value Index December 2024. Household income from US Census Bureau ACS 2023. National average COLI = 100. Data updated annually.