San Francisco vs Sacramento
Cost of living comparison — C2ER 2024-2025 data
Compare a different city:
VS
QUICK ANSWER
Sacramento is 38% cheaper than San Francisco overall.San Francisco has a cost of living index of 225 vs Sacramento at 140 (national average = 100). The biggest difference is housing — San Francisco costs 51% more.

Built by Pierre — MBA, Business Strategist & AI Consultant, Founder of DayblipAbout the author →
San Francisco
CA
225
COLI index
VS
Sacramento
CA
140
COLI index
Category Breakdown
| Category | San Francisco | Sacramento | Difference |
|---|---|---|---|
| Overall COLI | 225 | 140 | -38% |
| Housing | 435 | 215 | -51% |
| Groceries | 119 | 111 | -7% |
| Transport | 118 | 113 | -4% |
| Healthcare | 108 | 105 | -3% |
| Utilities | 125 | 118 | -6% |
Median 1BR Rent
San Francisco
$3,200/mo
Sacramento
$1,750/mo
Median Home Price
San Francisco
$1,290,000
Sacramento
$480,000
Median Household Income
San Francisco
$136,689
Sacramento
$73,198
Share Your Result
Surprised by this number? Share it with friends and family
Frequently Asked Questions
Explore Related Tools
Last updated: June 2026
Methodology: Cost of living indices from C2ER Cost of Living Index 2024-2025. Rent data from Zillow December 2024. Home price data from Zillow Home Value Index December 2024. Household income from US Census Bureau ACS 2023. National average COLI = 100. Data updated annually.