San Francisco vs Chicago

Chicago is cheaper to live in overall. San Francisco has a cost of living index of 225 while Chicago has an index of 107, where 100 represents the US national average. Chicago is 52% cheaper than San Francisco overall.

The median 1-bedroom rent in San Francisco is $3,200 per month compared to $1,750 in Chicago. The median home price in San Francisco is $1,290,000 versus $310,000 in Chicago. Housing is typically the largest factor in cost of living differences between cities.

San Francisco has a cost of living index of 225 and Chicago has an index of 107, both measured against a US national average of 100. An index above 100 means more expensive than the national average — below 100 means cheaper.

To maintain the same purchasing power as a salary in San Francisco, multiply by 0.48. For example a $75,000 salary in San Francisco is equivalent to approximately $35,667 in Chicago.

San Francisco has a median household income of $136,689 per year versus $62,097 in Chicago. Higher incomes must be weighed against cost of living. Use the Dayblip salary tools to see specific job salaries in both cities.

Whether moving from San Francisco to Chicago is worthwhile depends on your salary, lifestyle, and priorities. Chicago is 52% cheaper overall — with the biggest difference in housing. Use the Dayblip cost of living calculator to enter your specific salary and see the exact dollar impact.