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San Diego vs Sacramento

Cost of living comparison — C2ER 2024-2025 data

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Sacramento is 14% cheaper than San Diego overall.San Diego has a cost of living index of 163 vs Sacramento at 140 (national average = 100). The biggest difference is housing San Diego costs 27% more.

Pierre
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San Diego
CA
163
COLI index
VS
Sacramento
CA
140
COLI index

Category Breakdown

CategorySan DiegoSacramentoDifference
Overall COLI163140-14%
Housing295215-27%
Groceries113111-2%
Transport114113-1%
Healthcare106105-1%
Utilities121118-2%

Median 1BR Rent

San Diego
$2,350/mo
Sacramento
$1,750/mo

Median Home Price

San Diego
$870,000
Sacramento
$480,000

Median Household Income

San Diego
$83,454
Sacramento
$73,198

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Frequently Asked Questions

Sacramento is cheaper to live in overall. San Diego has a cost of living index of 163 while Sacramento has an index of 140, where 100 represents the US national average. Sacramento is 14% cheaper than San Diego overall.

The median 1-bedroom rent in San Diego is $2,350 per month compared to $1,750 in Sacramento. The median home price in San Diego is $870,000 versus $480,000 in Sacramento. Housing is typically the largest factor in cost of living differences between cities.

San Diego has a cost of living index of 163 and Sacramento has an index of 140, both measured against a US national average of 100. An index above 100 means more expensive than the national average — below 100 means cheaper.

To maintain the same purchasing power as a salary in San Diego, multiply by 0.86. For example a $75,000 salary in San Diego is equivalent to approximately $64,417 in Sacramento.

San Diego has a median household income of $83,454 per year versus $73,198 in Sacramento. Higher incomes must be weighed against cost of living. Use the Dayblip salary tools to see specific job salaries in both cities.

Whether moving from San Diego to Sacramento is worthwhile depends on your salary, lifestyle, and priorities. Sacramento is 14% cheaper overall — with the biggest difference in housing. Use the Dayblip cost of living calculator to enter your specific salary and see the exact dollar impact.

Last updated: June 2026

Methodology: Cost of living indices from C2ER Cost of Living Index 2024-2025. Rent data from Zillow December 2024. Home price data from Zillow Home Value Index December 2024. Household income from US Census Bureau ACS 2023. National average COLI = 100. Data updated annually.