Sacramento vs Charlotte
Cost of living comparison — C2ER 2024-2025 data
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Charlotte is 31% cheaper than Sacramento overall.Sacramento has a cost of living index of 140 vs Charlotte at 97 (national average = 100). The biggest difference is housing — Sacramento costs 48% more.

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Sacramento
CA
140
COLI index
VS
Charlotte
NC
97
COLI index
Category Breakdown
| Category | Sacramento | Charlotte | Difference |
|---|---|---|---|
| Overall COLI | 140 | 97 | -31% |
| Housing | 215 | 112 | -48% |
| Groceries | 111 | 103 | -7% |
| Transport | 113 | 106 | -6% |
| Healthcare | 105 | 102 | -3% |
| Utilities | 118 | 100 | -15% |
Median 1BR Rent
Sacramento
$1,750/mo
Charlotte
$1,600/mo
Median Home Price
Sacramento
$480,000
Charlotte
$370,000
Median Household Income
Sacramento
$73,198
Charlotte
$65,359
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Last updated: June 2026
Methodology: Cost of living indices from C2ER Cost of Living Index 2024-2025. Rent data from Zillow December 2024. Home price data from Zillow Home Value Index December 2024. Household income from US Census Bureau ACS 2023. National average COLI = 100. Data updated annually.