Philadelphia vs Louisville
Cost of living comparison — C2ER 2024-2025 data
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Louisville is 23% cheaper than Philadelphia overall.Philadelphia has a cost of living index of 113 vs Louisville at 87 (national average = 100). The biggest difference is housing — Philadelphia costs 43% more.

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Philadelphia
PA
113
COLI index
VS
Louisville
KY
87
COLI index
Category Breakdown
| Category | Philadelphia | Louisville | Difference |
|---|---|---|---|
| Overall COLI | 113 | 87 | -23% |
| Housing | 145 | 82 | -43% |
| Groceries | 106 | 101 | -5% |
| Transport | 110 | 100 | -9% |
| Healthcare | 105 | 102 | -3% |
| Utilities | 120 | 105 | -12% |
Median 1BR Rent
Philadelphia
$1,700/mo
Louisville
$1,100/mo
Median Home Price
Philadelphia
$240,000
Louisville
$210,000
Median Household Income
Philadelphia
$49,127
Louisville
$52,439
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Last updated: June 2026
Methodology: Cost of living indices from C2ER Cost of Living Index 2024-2025. Rent data from Zillow December 2024. Home price data from Zillow Home Value Index December 2024. Household income from US Census Bureau ACS 2023. National average COLI = 100. Data updated annually.