New York City vs San Jose
Cost of living comparison — C2ER 2024-2025 data
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San Jose is 12% more expensive than New York City overall.New York City has a cost of living index of 187 vs San Jose at 210 (national average = 100). The biggest difference is housing — San Jose costs 17% less.

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New York City
NY
187
COLI index
VS
San Jose
CA
210
COLI index
Category Breakdown
| Category | New York City | San Jose | Difference |
|---|---|---|---|
| Overall COLI | 187 | 210 | +12% |
| Housing | 340 | 398 | +17% |
| Groceries | 115 | 118 | +3% |
| Transport | 109 | 116 | +6% |
| Healthcare | 103 | 107 | +4% |
| Utilities | 131 | 120 | -8% |
Median 1BR Rent
New York City
$3,700/mo
San Jose
$2,850/mo
Median Home Price
New York City
$750,000
San Jose
$1,380,000
Median Household Income
New York City
$70,663
San Jose
$130,890
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Last updated: June 2026
Methodology: Cost of living indices from C2ER Cost of Living Index 2024-2025. Rent data from Zillow December 2024. Home price data from Zillow Home Value Index December 2024. Household income from US Census Bureau ACS 2023. National average COLI = 100. Data updated annually.