New York City vs San Francisco

New York City is cheaper to live in overall. New York City has a cost of living index of 187 while San Francisco has an index of 225, where 100 represents the US national average. San Francisco is 20% more expensive than New York City overall.

The median 1-bedroom rent in New York City is $3,700 per month compared to $3,200 in San Francisco. The median home price in New York City is $750,000 versus $1,290,000 in San Francisco. Housing is typically the largest factor in cost of living differences between cities.

New York City has a cost of living index of 187 and San Francisco has an index of 225, both measured against a US national average of 100. An index above 100 means more expensive than the national average — below 100 means cheaper.

To maintain the same purchasing power as a salary in New York City, multiply by 1.20. For example a $75,000 salary in New York City is equivalent to approximately $90,241 in San Francisco.

New York City has a median household income of $70,663 per year versus $136,689 in San Francisco. Higher incomes must be weighed against cost of living. Use the Dayblip salary tools to see specific job salaries in both cities.

Whether moving from New York City to San Francisco is worthwhile depends on your salary, lifestyle, and priorities. San Francisco is 20% more expensive overall — with the biggest difference in housing. Use the Dayblip cost of living calculator to enter your specific salary and see the exact dollar impact.