New York City vs Louisville
Cost of living comparison — C2ER 2024-2025 data
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Louisville is 53% cheaper than New York City overall.New York City has a cost of living index of 187 vs Louisville at 87 (national average = 100). The biggest difference is housing — New York City costs 76% more.

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New York City
NY
187
COLI index
VS
Louisville
KY
87
COLI index
Category Breakdown
| Category | New York City | Louisville | Difference |
|---|---|---|---|
| Overall COLI | 187 | 87 | -53% |
| Housing | 340 | 82 | -76% |
| Groceries | 115 | 101 | -12% |
| Transport | 109 | 100 | -8% |
| Healthcare | 103 | 102 | -1% |
| Utilities | 131 | 105 | -20% |
Median 1BR Rent
New York City
$3,700/mo
Louisville
$1,100/mo
Median Home Price
New York City
$750,000
Louisville
$210,000
Median Household Income
New York City
$70,663
Louisville
$52,439
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Last updated: June 2026
Methodology: Cost of living indices from C2ER Cost of Living Index 2024-2025. Rent data from Zillow December 2024. Home price data from Zillow Home Value Index December 2024. Household income from US Census Bureau ACS 2023. National average COLI = 100. Data updated annually.