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New York City vs Louisville

Cost of living comparison — C2ER 2024-2025 data

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Louisville is 53% cheaper than New York City overall.New York City has a cost of living index of 187 vs Louisville at 87 (national average = 100). The biggest difference is housing New York City costs 76% more.

Pierre
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New York City
NY
187
COLI index
VS
Louisville
KY
87
COLI index

Category Breakdown

CategoryNew York CityLouisvilleDifference
Overall COLI18787-53%
Housing34082-76%
Groceries115101-12%
Transport109100-8%
Healthcare103102-1%
Utilities131105-20%

Median 1BR Rent

New York City
$3,700/mo
Louisville
$1,100/mo

Median Home Price

New York City
$750,000
Louisville
$210,000

Median Household Income

New York City
$70,663
Louisville
$52,439

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Frequently Asked Questions

Louisville is cheaper to live in overall. New York City has a cost of living index of 187 while Louisville has an index of 87, where 100 represents the US national average. Louisville is 53% cheaper than New York City overall.

The median 1-bedroom rent in New York City is $3,700 per month compared to $1,100 in Louisville. The median home price in New York City is $750,000 versus $210,000 in Louisville. Housing is typically the largest factor in cost of living differences between cities.

New York City has a cost of living index of 187 and Louisville has an index of 87, both measured against a US national average of 100. An index above 100 means more expensive than the national average — below 100 means cheaper.

To maintain the same purchasing power as a salary in New York City, multiply by 0.47. For example a $75,000 salary in New York City is equivalent to approximately $34,893 in Louisville.

New York City has a median household income of $70,663 per year versus $52,439 in Louisville. Higher incomes must be weighed against cost of living. Use the Dayblip salary tools to see specific job salaries in both cities.

Whether moving from New York City to Louisville is worthwhile depends on your salary, lifestyle, and priorities. Louisville is 53% cheaper overall — with the biggest difference in housing. Use the Dayblip cost of living calculator to enter your specific salary and see the exact dollar impact.

Last updated: June 2026

Methodology: Cost of living indices from C2ER Cost of Living Index 2024-2025. Rent data from Zillow December 2024. Home price data from Zillow Home Value Index December 2024. Household income from US Census Bureau ACS 2023. National average COLI = 100. Data updated annually.