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Miami vs St. Louis

Cost of living comparison — C2ER 2024-2025 data

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St. Louis is 27% cheaper than Miami overall.Miami has a cost of living index of 120 vs St. Louis at 88 (national average = 100). The biggest difference is housing Miami costs 53% more.

Pierre
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Miami
FL
120
COLI index
VS
St. Louis
MO
88
COLI index

Category Breakdown

CategoryMiamiSt. LouisDifference
Overall COLI12088-27%
Housing17080-53%
Groceries108101-6%
Transport112100-11%
Healthcare104102-2%
Utilities110107-3%

Median 1BR Rent

Miami
$2,350/mo
St. Louis
$1,050/mo

Median Home Price

Miami
$595,000
St. Louis
$205,000

Median Household Income

Miami
$47,861
St. Louis
$48,438

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Frequently Asked Questions

St. Louis is cheaper to live in overall. Miami has a cost of living index of 120 while St. Louis has an index of 88, where 100 represents the US national average. St. Louis is 27% cheaper than Miami overall.

The median 1-bedroom rent in Miami is $2,350 per month compared to $1,050 in St. Louis. The median home price in Miami is $595,000 versus $205,000 in St. Louis. Housing is typically the largest factor in cost of living differences between cities.

Miami has a cost of living index of 120 and St. Louis has an index of 88, both measured against a US national average of 100. An index above 100 means more expensive than the national average — below 100 means cheaper.

To maintain the same purchasing power as a salary in Miami, multiply by 0.73. For example a $75,000 salary in Miami is equivalent to approximately $55,000 in St. Louis.

Miami has a median household income of $47,861 per year versus $48,438 in St. Louis. Higher incomes must be weighed against cost of living. Use the Dayblip salary tools to see specific job salaries in both cities.

Whether moving from Miami to St. Louis is worthwhile depends on your salary, lifestyle, and priorities. St. Louis is 27% cheaper overall — with the biggest difference in housing. Use the Dayblip cost of living calculator to enter your specific salary and see the exact dollar impact.

Last updated: June 2026

Methodology: Cost of living indices from C2ER Cost of Living Index 2024-2025. Rent data from Zillow December 2024. Home price data from Zillow Home Value Index December 2024. Household income from US Census Bureau ACS 2023. National average COLI = 100. Data updated annually.