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Kansas City vs Chicago

Cost of living comparison — C2ER 2024-2025 data

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Chicago is 19% more expensive than Kansas City overall.Kansas City has a cost of living index of 90 vs Chicago at 107 (national average = 100). The biggest difference is housing Chicago costs 44% less.

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Kansas City
MO
90
COLI index
VS
Chicago
IL
107
COLI index

Category Breakdown

CategoryKansas CityChicagoDifference
Overall COLI90107+19%
Housing90130+44%
Groceries101105+4%
Transport102108+6%
Healthcare101103+2%
Utilities105112+7%

Median 1BR Rent

Kansas City
$1,150/mo
Chicago
$1,750/mo

Median Home Price

Kansas City
$240,000
Chicago
$310,000

Median Household Income

Kansas City
$58,649
Chicago
$62,097

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Frequently Asked Questions

Kansas City is cheaper to live in overall. Kansas City has a cost of living index of 90 while Chicago has an index of 107, where 100 represents the US national average. Chicago is 19% more expensive than Kansas City overall.

The median 1-bedroom rent in Kansas City is $1,150 per month compared to $1,750 in Chicago. The median home price in Kansas City is $240,000 versus $310,000 in Chicago. Housing is typically the largest factor in cost of living differences between cities.

Kansas City has a cost of living index of 90 and Chicago has an index of 107, both measured against a US national average of 100. An index above 100 means more expensive than the national average — below 100 means cheaper.

To maintain the same purchasing power as a salary in Kansas City, multiply by 1.19. For example a $75,000 salary in Kansas City is equivalent to approximately $89,167 in Chicago.

Kansas City has a median household income of $58,649 per year versus $62,097 in Chicago. Higher incomes must be weighed against cost of living. Use the Dayblip salary tools to see specific job salaries in both cities.

Whether moving from Kansas City to Chicago is worthwhile depends on your salary, lifestyle, and priorities. Chicago is 19% more expensive overall — with the biggest difference in housing. Use the Dayblip cost of living calculator to enter your specific salary and see the exact dollar impact.

Last updated: June 2026

Methodology: Cost of living indices from C2ER Cost of Living Index 2024-2025. Rent data from Zillow December 2024. Home price data from Zillow Home Value Index December 2024. Household income from US Census Bureau ACS 2023. National average COLI = 100. Data updated annually.