Jacksonville vs Charlotte
Cost of living comparison — C2ER 2024-2025 data
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Charlotte is 2% more expensive than Jacksonville overall.Jacksonville has a cost of living index of 95 vs Charlotte at 97 (national average = 100). The biggest difference is utilities — Jacksonville costs 7% more.

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Jacksonville
FL
95
COLI index
VS
Charlotte
NC
97
COLI index
Category Breakdown
| Category | Jacksonville | Charlotte | Difference |
|---|---|---|---|
| Overall COLI | 95 | 97 | +2% |
| Housing | 108 | 112 | +4% |
| Groceries | 103 | 103 | Same |
| Transport | 106 | 106 | Same |
| Healthcare | 102 | 102 | Same |
| Utilities | 108 | 100 | -7% |
Median 1BR Rent
Jacksonville
$1,500/mo
Charlotte
$1,600/mo
Median Home Price
Jacksonville
$290,000
Charlotte
$370,000
Median Household Income
Jacksonville
$56,763
Charlotte
$65,359
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Last updated: June 2026
Methodology: Cost of living indices from C2ER Cost of Living Index 2024-2025. Rent data from Zillow December 2024. Home price data from Zillow Home Value Index December 2024. Household income from US Census Bureau ACS 2023. National average COLI = 100. Data updated annually.