Hartford vs Charlotte
Cost of living comparison — C2ER 2024-2025 data
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Charlotte is 17% cheaper than Hartford overall.Hartford has a cost of living index of 117 vs Charlotte at 97 (national average = 100). The biggest difference is utilities — Hartford costs 28% more.

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Hartford
CT
117
COLI index
VS
Charlotte
NC
97
COLI index
Category Breakdown
| Category | Hartford | Charlotte | Difference |
|---|---|---|---|
| Overall COLI | 117 | 97 | -17% |
| Housing | 152 | 112 | -26% |
| Groceries | 107 | 103 | -4% |
| Transport | 106 | 106 | Same |
| Healthcare | 109 | 102 | -6% |
| Utilities | 138 | 100 | -28% |
Median 1BR Rent
Hartford
$1,450/mo
Charlotte
$1,600/mo
Median Home Price
Hartford
$240,000
Charlotte
$370,000
Median Household Income
Hartford
$43,900
Charlotte
$65,359
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Last updated: June 2026
Methodology: Cost of living indices from C2ER Cost of Living Index 2024-2025. Rent data from Zillow December 2024. Home price data from Zillow Home Value Index December 2024. Household income from US Census Bureau ACS 2023. National average COLI = 100. Data updated annually.