Charlotte vs St. Louis
Cost of living comparison — C2ER 2024-2025 data
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St. Louis is 9% cheaper than Charlotte overall.Charlotte has a cost of living index of 97 vs St. Louis at 88 (national average = 100). The biggest difference is housing — Charlotte costs 29% more.

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Charlotte
NC
97
COLI index
VS
St. Louis
MO
88
COLI index
Category Breakdown
| Category | Charlotte | St. Louis | Difference |
|---|---|---|---|
| Overall COLI | 97 | 88 | -9% |
| Housing | 112 | 80 | -29% |
| Groceries | 103 | 101 | -2% |
| Transport | 106 | 100 | -6% |
| Healthcare | 102 | 102 | Same |
| Utilities | 100 | 107 | +7% |
Median 1BR Rent
Charlotte
$1,600/mo
St. Louis
$1,050/mo
Median Home Price
Charlotte
$370,000
St. Louis
$205,000
Median Household Income
Charlotte
$65,359
St. Louis
$48,438
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Last updated: June 2026
Methodology: Cost of living indices from C2ER Cost of Living Index 2024-2025. Rent data from Zillow December 2024. Home price data from Zillow Home Value Index December 2024. Household income from US Census Bureau ACS 2023. National average COLI = 100. Data updated annually.