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Charlotte vs Oklahoma City

Cost of living comparison — C2ER 2024-2025 data

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Oklahoma City is 11% cheaper than Charlotte overall.Charlotte has a cost of living index of 97 vs Oklahoma City at 86 (national average = 100). The biggest difference is housing Charlotte costs 30% more.

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Charlotte
NC
97
COLI index
VS
Oklahoma City
OK
86
COLI index

Category Breakdown

CategoryCharlotteOklahoma CityDifference
Overall COLI9786-11%
Housing11278-30%
Groceries103100-3%
Transport106100-6%
Healthcare102100-2%
Utilities100107+7%

Median 1BR Rent

Charlotte
$1,600/mo
Oklahoma City
$1,050/mo

Median Home Price

Charlotte
$370,000
Oklahoma City
$215,000

Median Household Income

Charlotte
$65,359
Oklahoma City
$56,199

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Frequently Asked Questions

Oklahoma City is cheaper to live in overall. Charlotte has a cost of living index of 97 while Oklahoma City has an index of 86, where 100 represents the US national average. Oklahoma City is 11% cheaper than Charlotte overall.

The median 1-bedroom rent in Charlotte is $1,600 per month compared to $1,050 in Oklahoma City. The median home price in Charlotte is $370,000 versus $215,000 in Oklahoma City. Housing is typically the largest factor in cost of living differences between cities.

Charlotte has a cost of living index of 97 and Oklahoma City has an index of 86, both measured against a US national average of 100. An index above 100 means more expensive than the national average — below 100 means cheaper.

To maintain the same purchasing power as a salary in Charlotte, multiply by 0.89. For example a $75,000 salary in Charlotte is equivalent to approximately $66,495 in Oklahoma City.

Charlotte has a median household income of $65,359 per year versus $56,199 in Oklahoma City. Higher incomes must be weighed against cost of living. Use the Dayblip salary tools to see specific job salaries in both cities.

Whether moving from Charlotte to Oklahoma City is worthwhile depends on your salary, lifestyle, and priorities. Oklahoma City is 11% cheaper overall — with the biggest difference in housing. Use the Dayblip cost of living calculator to enter your specific salary and see the exact dollar impact.

Last updated: June 2026

Methodology: Cost of living indices from C2ER Cost of Living Index 2024-2025. Rent data from Zillow December 2024. Home price data from Zillow Home Value Index December 2024. Household income from US Census Bureau ACS 2023. National average COLI = 100. Data updated annually.