Charlotte vs Nashville
Cost of living comparison — C2ER 2024-2025 data
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Nashville is 11% more expensive than Charlotte overall.Charlotte has a cost of living index of 97 vs Nashville at 108 (national average = 100). The biggest difference is housing — Nashville costs 25% less.

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Charlotte
NC
97
COLI index
VS
Nashville
TN
108
COLI index
Category Breakdown
| Category | Charlotte | Nashville | Difference |
|---|---|---|---|
| Overall COLI | 97 | 108 | +11% |
| Housing | 112 | 140 | +25% |
| Groceries | 103 | 105 | +2% |
| Transport | 106 | 108 | +2% |
| Healthcare | 102 | 103 | +1% |
| Utilities | 100 | 104 | +4% |
Median 1BR Rent
Charlotte
$1,600/mo
Nashville
$1,750/mo
Median Home Price
Charlotte
$370,000
Nashville
$415,000
Median Household Income
Charlotte
$65,359
Nashville
$65,734
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Last updated: June 2026
Methodology: Cost of living indices from C2ER Cost of Living Index 2024-2025. Rent data from Zillow December 2024. Home price data from Zillow Home Value Index December 2024. Household income from US Census Bureau ACS 2023. National average COLI = 100. Data updated annually.