dayblip

Charlotte vs Louisville

Cost of living comparison — C2ER 2024-2025 data

Compare a different city:

VS

QUICK ANSWER

Louisville is 10% cheaper than Charlotte overall.Charlotte has a cost of living index of 97 vs Louisville at 87 (national average = 100). The biggest difference is housing Charlotte costs 27% more.

Pierre
Built by Pierre — MBA, Business Strategist & AI Consultant, Founder of DayblipAbout the author →
Charlotte
NC
97
COLI index
VS
Louisville
KY
87
COLI index

Category Breakdown

CategoryCharlotteLouisvilleDifference
Overall COLI9787-10%
Housing11282-27%
Groceries103101-2%
Transport106100-6%
Healthcare102102Same
Utilities100105+5%

Median 1BR Rent

Charlotte
$1,600/mo
Louisville
$1,100/mo

Median Home Price

Charlotte
$370,000
Louisville
$210,000

Median Household Income

Charlotte
$65,359
Louisville
$52,439

Share Your Result

Surprised by this number? Share it with friends and family

Frequently Asked Questions

Louisville is cheaper to live in overall. Charlotte has a cost of living index of 97 while Louisville has an index of 87, where 100 represents the US national average. Louisville is 10% cheaper than Charlotte overall.

The median 1-bedroom rent in Charlotte is $1,600 per month compared to $1,100 in Louisville. The median home price in Charlotte is $370,000 versus $210,000 in Louisville. Housing is typically the largest factor in cost of living differences between cities.

Charlotte has a cost of living index of 97 and Louisville has an index of 87, both measured against a US national average of 100. An index above 100 means more expensive than the national average — below 100 means cheaper.

To maintain the same purchasing power as a salary in Charlotte, multiply by 0.90. For example a $75,000 salary in Charlotte is equivalent to approximately $67,268 in Louisville.

Charlotte has a median household income of $65,359 per year versus $52,439 in Louisville. Higher incomes must be weighed against cost of living. Use the Dayblip salary tools to see specific job salaries in both cities.

Whether moving from Charlotte to Louisville is worthwhile depends on your salary, lifestyle, and priorities. Louisville is 10% cheaper overall — with the biggest difference in housing. Use the Dayblip cost of living calculator to enter your specific salary and see the exact dollar impact.

Last updated: June 2026

Methodology: Cost of living indices from C2ER Cost of Living Index 2024-2025. Rent data from Zillow December 2024. Home price data from Zillow Home Value Index December 2024. Household income from US Census Bureau ACS 2023. National average COLI = 100. Data updated annually.