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Buffalo vs Philadelphia

Cost of living comparison — C2ER 2024-2025 data

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Philadelphia is 28% more expensive than Buffalo overall.Buffalo has a cost of living index of 88 vs Philadelphia at 113 (national average = 100). The biggest difference is housing Philadelphia costs 71% less.

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Buffalo
NY
88
COLI index
VS
Philadelphia
PA
113
COLI index

Category Breakdown

CategoryBuffaloPhiladelphiaDifference
Overall COLI88113+28%
Housing85145+71%
Groceries100106+6%
Transport98110+12%
Healthcare102105+3%
Utilities119120+1%

Median 1BR Rent

Buffalo
$975/mo
Philadelphia
$1,700/mo

Median Home Price

Buffalo
$185,000
Philadelphia
$240,000

Median Household Income

Buffalo
$42,071
Philadelphia
$49,127

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Frequently Asked Questions

Buffalo is cheaper to live in overall. Buffalo has a cost of living index of 88 while Philadelphia has an index of 113, where 100 represents the US national average. Philadelphia is 28% more expensive than Buffalo overall.

The median 1-bedroom rent in Buffalo is $975 per month compared to $1,700 in Philadelphia. The median home price in Buffalo is $185,000 versus $240,000 in Philadelphia. Housing is typically the largest factor in cost of living differences between cities.

Buffalo has a cost of living index of 88 and Philadelphia has an index of 113, both measured against a US national average of 100. An index above 100 means more expensive than the national average — below 100 means cheaper.

To maintain the same purchasing power as a salary in Buffalo, multiply by 1.28. For example a $75,000 salary in Buffalo is equivalent to approximately $96,307 in Philadelphia.

Buffalo has a median household income of $42,071 per year versus $49,127 in Philadelphia. Higher incomes must be weighed against cost of living. Use the Dayblip salary tools to see specific job salaries in both cities.

Whether moving from Buffalo to Philadelphia is worthwhile depends on your salary, lifestyle, and priorities. Philadelphia is 28% more expensive overall — with the biggest difference in housing. Use the Dayblip cost of living calculator to enter your specific salary and see the exact dollar impact.

Last updated: June 2026

Methodology: Cost of living indices from C2ER Cost of Living Index 2024-2025. Rent data from Zillow December 2024. Home price data from Zillow Home Value Index December 2024. Household income from US Census Bureau ACS 2023. National average COLI = 100. Data updated annually.