dayblip

Buffalo vs Indianapolis

Cost of living comparison — C2ER 2024-2025 data

Compare a different city:

VS

QUICK ANSWER

Indianapolis is 2% more expensive than Buffalo overall.Buffalo has a cost of living index of 88 vs Indianapolis at 90 (national average = 100). The biggest difference is utilities Buffalo costs 13% more.

Pierre
Built by Pierre — MBA, Business Strategist & AI Consultant, Founder of DayblipAbout the author →
Buffalo
NY
88
COLI index
VS
Indianapolis
IN
90
COLI index

Category Breakdown

CategoryBuffaloIndianapolisDifference
Overall COLI8890+2%
Housing8590+6%
Groceries100100Same
Transport98101+3%
Healthcare102101-1%
Utilities119104-13%

Median 1BR Rent

Buffalo
$975/mo
Indianapolis
$1,100/mo

Median Home Price

Buffalo
$185,000
Indianapolis
$220,000

Median Household Income

Buffalo
$42,071
Indianapolis
$54,261

Share Your Result

Surprised by this number? Share it with friends and family

Frequently Asked Questions

Buffalo is cheaper to live in overall. Buffalo has a cost of living index of 88 while Indianapolis has an index of 90, where 100 represents the US national average. Indianapolis is 2% more expensive than Buffalo overall.

The median 1-bedroom rent in Buffalo is $975 per month compared to $1,100 in Indianapolis. The median home price in Buffalo is $185,000 versus $220,000 in Indianapolis. Housing is typically the largest factor in cost of living differences between cities.

Buffalo has a cost of living index of 88 and Indianapolis has an index of 90, both measured against a US national average of 100. An index above 100 means more expensive than the national average — below 100 means cheaper.

To maintain the same purchasing power as a salary in Buffalo, multiply by 1.02. For example a $75,000 salary in Buffalo is equivalent to approximately $76,705 in Indianapolis.

Buffalo has a median household income of $42,071 per year versus $54,261 in Indianapolis. Higher incomes must be weighed against cost of living. Use the Dayblip salary tools to see specific job salaries in both cities.

Whether moving from Buffalo to Indianapolis is worthwhile depends on your salary, lifestyle, and priorities. Indianapolis is 2% more expensive overall — with the biggest difference in utilities. Use the Dayblip cost of living calculator to enter your specific salary and see the exact dollar impact.

Last updated: June 2026

Methodology: Cost of living indices from C2ER Cost of Living Index 2024-2025. Rent data from Zillow December 2024. Home price data from Zillow Home Value Index December 2024. Household income from US Census Bureau ACS 2023. National average COLI = 100. Data updated annually.