Buffalo vs Charlotte
Cost of living comparison — C2ER 2024-2025 data
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Charlotte is 10% more expensive than Buffalo overall.Buffalo has a cost of living index of 88 vs Charlotte at 97 (national average = 100). The biggest difference is housing — Charlotte costs 32% less.

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Buffalo
NY
88
COLI index
VS
Charlotte
NC
97
COLI index
Category Breakdown
| Category | Buffalo | Charlotte | Difference |
|---|---|---|---|
| Overall COLI | 88 | 97 | +10% |
| Housing | 85 | 112 | +32% |
| Groceries | 100 | 103 | +3% |
| Transport | 98 | 106 | +8% |
| Healthcare | 102 | 102 | Same |
| Utilities | 119 | 100 | -16% |
Median 1BR Rent
Buffalo
$975/mo
Charlotte
$1,600/mo
Median Home Price
Buffalo
$185,000
Charlotte
$370,000
Median Household Income
Buffalo
$42,071
Charlotte
$65,359
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Last updated: June 2026
Methodology: Cost of living indices from C2ER Cost of Living Index 2024-2025. Rent data from Zillow December 2024. Home price data from Zillow Home Value Index December 2024. Household income from US Census Bureau ACS 2023. National average COLI = 100. Data updated annually.