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Boston vs Philadelphia

Cost of living comparison — C2ER 2024-2025 data

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Philadelphia is 30% cheaper than Boston overall.Boston has a cost of living index of 162 vs Philadelphia at 113 (national average = 100). The biggest difference is housing Boston costs 48% more.

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Boston
MA
162
COLI index
VS
Philadelphia
PA
113
COLI index

Category Breakdown

CategoryBostonPhiladelphiaDifference
Overall COLI162113-30%
Housing280145-48%
Groceries112106-5%
Transport113110-3%
Healthcare112105-6%
Utilities140120-14%

Median 1BR Rent

Boston
$2,900/mo
Philadelphia
$1,700/mo

Median Home Price

Boston
$720,000
Philadelphia
$240,000

Median Household Income

Boston
$81,744
Philadelphia
$49,127

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Frequently Asked Questions

Philadelphia is cheaper to live in overall. Boston has a cost of living index of 162 while Philadelphia has an index of 113, where 100 represents the US national average. Philadelphia is 30% cheaper than Boston overall.

The median 1-bedroom rent in Boston is $2,900 per month compared to $1,700 in Philadelphia. The median home price in Boston is $720,000 versus $240,000 in Philadelphia. Housing is typically the largest factor in cost of living differences between cities.

Boston has a cost of living index of 162 and Philadelphia has an index of 113, both measured against a US national average of 100. An index above 100 means more expensive than the national average — below 100 means cheaper.

To maintain the same purchasing power as a salary in Boston, multiply by 0.70. For example a $75,000 salary in Boston is equivalent to approximately $52,315 in Philadelphia.

Boston has a median household income of $81,744 per year versus $49,127 in Philadelphia. Higher incomes must be weighed against cost of living. Use the Dayblip salary tools to see specific job salaries in both cities.

Whether moving from Boston to Philadelphia is worthwhile depends on your salary, lifestyle, and priorities. Philadelphia is 30% cheaper overall — with the biggest difference in housing. Use the Dayblip cost of living calculator to enter your specific salary and see the exact dollar impact.

Last updated: June 2026

Methodology: Cost of living indices from C2ER Cost of Living Index 2024-2025. Rent data from Zillow December 2024. Home price data from Zillow Home Value Index December 2024. Household income from US Census Bureau ACS 2023. National average COLI = 100. Data updated annually.